1. The difference between facts and accusations

The safest approach focuses on verifiable facts:

• There is an unpaid, documented debt
• The debtor received goods/services and has not paid
• The amounts and dates are correct

We avoid emotional language, speculation, or insults. Our goal is accountability, not defamation.

2. Consent and clear terms

Many of our clients include clauses in their contracts stating that overdue accounts may be referred to third-party collection or listed on an accountability register. This creates:

• Transparency from day one
• A contractual basis for escalation
• Fewer surprises for the debtor

3. Respecting privacy and local law

We structure listings to avoid:

• Publishing sensitive personal data (ID numbers, private addresses, etc.)
• Revealing non-relevant personal information
• Publishing anything prohibited by local law

4. Giving debtors a path to removal

An important ethical principle is reversibility. DebtBlacklist.com provides a clear path:

• Debtor pays or agrees and honours a settlement
• Creditor confirms the debt has been resolved
• Listing is removed or updated to “settled”

That’s why many debtors choose to pay once they see the listing.

5. Why work with a specialized platform?

Acting alone, a creditor might:

• Post something emotional on social media
• Accidentally share private or inaccurate information
• Expose themselves to legal complaints

Working with a structured platform like ours keeps everything controlled, documented, and as low-risk as possible.

Need to hold a debtor accountable — without crossing the line?

We specialize in standing at that line: firm, visible, and lawful. Learn more about our approach in the Our Methods section.

Discuss a potential listing